Unfortunately, many people face denied workers’ comp claims every year. While the workers’ compensation process is set up to protect workers and ensure that they are provided the compensation they need to cover medical bills and lost wages, the system can be complicated and one mistake can cause your entire petition to be denied.
Here are a few steps you can take to ensure that you get the workers’ compensation benefits you need:
Be proactive – Immediately after an accident or as soon as you experience pain you think could associated to your work, start the claims process. Report your injury to your employer and seek medical attention. Check with your employer whether you need to see an employer-approved doctor or if you can see your own. Double check that answer with a workers’ comp lawyer in your area to make sure.
Work with a skilled workers’ comp attorney – Many people try to complete the process on their own. There are many complexities, as well as plenty of room for error. Minimize your risk of being denied by working through a lawyer who is experienced in handling these claims and has a track record for getting approval.
Document the injury as fully and honestly as possible – Make sure you get statements from people in the area at the time of the accident. Take pictures. File and organize all medical records. Get second medical opinions, if necessary.
Work with the insurance provider – Be cooperative with the insurance company, providing necessary statements. Always be sure to check with your attorney before doing this, however, reviewing exactly what you are going to say and potential questions you could be asked. Anything you say in those interviews can affect the outcome of your claim.
Attorney Laurie W. Maschek provides attentive guidance throughout the workers’ compensation process. She is experienced in helping her clients get approved claims and the benefits they need to cover injuries.