Louisiana employees may be wondering whether injuries occurring away from the worksite, such as while driving a car, are covered by workers' compensation. It all depends on the situation.
As a general rule, commuting to and from work in a personal vehicle would not be covered for workers' compensation under the "going and coming" rule. Any injuries suffered in an accident while commuting in a personal vehicle might be covered, however, under the "special mission" exception, such as a boss asking the worker to run an errand on the way to or leaving from work. Accident injuries might be covered, too, if the worker is driving a company-owned vehicle. They might also be covered if the employee uses a company car for personal business if the vehicle has the company's name, logo or other information on the exterior.
Other instances where travel should be covered under workers' compensation include driving between job sites during the work shift or when traveling away from home on business trips. The worker should be covered around the clock for any work-related injuries under this exception to the 'coming and going" rule. Additionally, injuries suffered at work-related events, such as parties, might also be covered.
While workplace injuries suffered at the job site are almost always covered under workers' compensation, those occurring away from the job site may or may not be covered. A workers' compensation attorney may be able to explain the nuances of claims under these circumstances and help the injured worker to obtain benefits. Benefits can include lost wages if injuries prevent a person from working, medical expenses and retraining if the worker cannot return to their pre-injury position.