When most people think of workers' comp accidents, construction accidents and dangerous lifting come to mind. For the thousands of workers who spend their workday behind the wheel, however, car accidents are a daily risk.
While most other workplace settings are secured, and rule prevent a large percentage of potential accidents, the road is unpredictable. Other drivers could cause an accident at any point.
If you are involved in a car accident while driving for work, you may have more legal options than you think.
Workers' compensation covers all accidents occurring on the job, whether the employer or employee was to blame. This will cover your medical expenses associated to the car accident.
If another driver or party was to blame for the accident or contributed in any way, you could also have options for seeking compensation from him or her, as well. This is considered a third-party liability case where someone other than your employer or coworker contributed to the accident. These claims are handled independent of your workers' comp claim and would not affect that outcome.
These can be tricky claims to pursue, however. It's important that you have the guidance of an attorney who understands both personal injury and workers' compensation. Find a lawyer you can trust to understand all moving pieces in the situation and to provide a clear strategy for seeking all of the compensation you deserve.